Veterans & Military Homebuyers in New Hampshire

Whether you’re active-duty, a veteran, or a military family, we specialize in helping you buy a home using VA loans and other military benefits.

Veterans & Military Homebuyers in New Hampshire

Whether you’re active-duty, a veteran, or a military family, we specialize in helping you buy a home using VA loans and other military benefits.

Serving Those Who Served

As a veteran, active-duty service member, or military family, you deserve a trusted partner who understands both the power of the VA loan benefit and the challenges of relocating. Damon Home Team is proud to help those who serve our country achieve the dream of homeownership here
in New Hampshire.

With zero-down financing options, no private mortgage insurance, and flexible qualification guidelines, VA home loans are one of the best tools available to military buyers. Our team specializes in guiding you through every step so you can move forward with confidence.

Why Choose Damon Home Team?

Proven experience helping veterans and military buyers with VA loans.

Local knowledge of New Hampshire communities, from Manchester to Portsmouth to Concord.

Personalized support for PCS relocations and military families.

Network of trusted VA-approved lenders who understand the process inside and out.

We are more than agents - we are advocates who fight for your best deal and smoothest transition.

Start Your VA Loan Application

What Makes
VA Loans Different?

We specialize in military relocations and work with service members moving to and from New Hampshire.

No down payment required in most cases.
No monthly private mortgage insurance.
Competitive interest rates.
Flexible credit requirements.
The option to use the benefit more than once.

These advantages can save you thousands of dollars and make homeownership more accessible.

The Step-by-Step Process

1.

Check eligibility and connect with a VA-approved lender.

2.

Get pre-approved and determine your budget.

3.

Search for homes with our veteran-focused specialists.

4.

Make your offer with confidence.

5.

Inspection & appraisal with VA standards in mind.

6.

Close on your home and celebrate your new chapter.

We’ll guide you at each step, keeping the process clear and stress-free.

Start Your VA Loan Application

Military Relocation Support

Whether you are PCS’ing to Portsmouth Naval Shipyard, relocating to Manchester, or moving closer to Concord, our team makes transitions easier.

We assist with:

Remote Home Tours & Virtual Showings

(For out-of-state buyers)

Base-Specific Neighborhood Recommendations

(Proximity to military installations like Portsmouth Naval Shipyard, Pease Air National Guard Base, etc.)

Flexible Closing & Move-In Dates

(Accommodating PCS timelines)

Short-Term Rental Assistance

(For temporary housing needs)

Your move is more than a transaction - it’s a new beginning for your family.

Local Market Insights for Veterans

New Hampshire offers communities that welcome veterans and military families. From affordable starter homes to rural retreats with acreage, there are options for every lifestyle.

We provide:

Average home prices near major bases.
Veteran-friendly neighborhoods.
Commute and lifestyle considerations.

Our mission is to match your lifestyle, budget, and timeline with the right home.

Success Stories from Veterans We’ve Helped

Every success story is a reminder of why we’re committed to serving those who served.

Frequently Asked Questions

Can I use my VA loan benefit more than once?

Yes, you can use your VA loan entitlement multiple times.

Do I have to put any money down?

No, VA loans typically require no down payment.

Can I buy a multi-family property with a VA loan?

Yes, as long as you live in one of the units.

Do I pay closing costs?

Yes, but they are often lower, and sellers can contribute toward them.

Ready to Get Started?

Whether you’re buying your first home or relocating across the country, Damon Home Team is here to help.

Schedule a Free Consultation

Why VA Loan Eligibility Matters
for New Hampshire Veterans

The VA home loan program is one of the most valuable benefits earned through military service. With zero down payment, no private mortgage insurance, and competitive interest rates, it makes homeownership more affordable than conventional financing.

But not every veteran or service member knows exactly how to qualify. That’s why we’ve built this VA Loan Eligibility Checklist specifically for veterans and military families in New Hampshire. Use it to see if you’re ready - and where Damon Home Team can guide you.

VA Loan Eligibility Checklist

Follow this step-by-step checklist to confirm your eligibility:

1.

Confirm Your Service History

Eligibility is based on your service length and status. In general, you qualify if you are:

A veteran with at least 90 days of active duty service during wartime.
A veteran with 181 days of service during peacetime.
An active-duty service member with 90 continuous days of service.
A member of the National Guard or Reserves with 6 years of service.
A surviving spouse of a veteran who died in service or due to a service-connected disability.

2.

Request Your Certificate of Eligibility (COE)

The COE is your proof of entitlement. You can get it:

Online through the VA’s eBenefits portal.
With the help of your lender (Damon Home Team partners can assist you).
By mailing VA Form 26-1880.

3.

Review Your Credit Score & Income

While the VA does not set a strict credit score requirement, most lenders look for a minimum FICO score around 620. You’ll also need stable income to cover your mortgage and living expenses.

4.

Check Your Entitlement Balance

Your VA entitlement determines how much you can borrow without a down payment. Good news: even if you’ve used your benefit before, you may still have remaining entitlement or be able to restore full entitlement.

5.

Not every property qualifies. VA loans are for:

The COE is your proof of entitlement. You can get it:

Primary residences only (no investment properties).
Single-family homes, condos, or multi-family homes (up to 4 units) if you live in one.
Homes that meet VA minimum property requirements (safe, sound, sanitary).

Common Questions About
VA Loan Eligibility

Can I use my VA loan benefit more than once?

Yes. You can use your VA loan entitlement multiple times as long as you restore your entitlement.

What if I’ve had a foreclosure with a VA loan?

You may still be eligible, but your entitlement could be reduced until it’s restored.

Can a surviving spouse qualify?

Yes. Surviving spouses may be eligible for VA loan benefits under certain conditions.

What credit score do I need?

While the VA doesn’t set a minimum, most NH lenders prefer a 620+ FICO score.

VA Loan Eligibility in New Hampshire:
Local Insights

In New Hampshire, VA loans are widely used across communities near bases like Portsmouth Naval Shipyard and cities like Manchester, Concord,
and Nashua.

Some insights specific to NH veterans:

Average VA loan amounts in NH are above $300,000, reflecting strong home values.
Rural NH properties often qualify, giving veterans more space and land.
Many sellers are familiar with VA loans, making the process smoother.

How Damon Home Team Helps Veterans Qualify

Checking boxes on a checklist is only part of the process. Our team offers:

One-on-one guidance through VA eligibility and pre-approval.
Connections to trusted VA lenders who know the process inside and out.
Local expertise in finding veteran-friendly neighborhoods and homes.
Support for military relocations with PCS timing and logistics.

We’ve helped countless New Hampshire veterans and military families buy with confidence.

Ready to See If You Qualify?

Take the first step today. Whether you’re an active-duty service member, veteran, or military spouse, Damon Home Team will walk you through the VA loan process and make sure you maximize every benefit you’ve earned.