Can You Still Buy a Home in Southern NH for Under $300K? Yes, But You Need to Move Fast!

If you’re trying to buy your first home or downsize into something more manageable, $300,000 is often the sweet spot. But in 2026, homes under $300K in Southern New Hampshire are becoming rare and extremely competitive. The good news? They still exist, if you know where to look.

At The Damon Home Team, we specialize in uncovering hidden gems and helping buyers navigate high-demand price points. Below, we break down where you can still find homes under $300,000 in Southern NH and what types of properties are out there right now.

Where to Find Homes Under $300K in Southern NH

Here are the top towns and cities where $300K can still get you into the market:

1. Manchester, NH

• What You Can Find: Older single-family homes, condos, small multi-families

• Why It Works: Large housing stock and variety of neighborhoods

• Local Tip: Look near Rimmon Heights or Hallsville for value
  
  

2. Rochester, NH

• What You Can Find: Ranch-style homes, fixer-uppers, and townhouses

• Why It Works: Slightly farther out, but inventory is steady

• Local Tip: East Rochester often has solid starter options
  
  

3. Claremont, NH

• What You Can Find: Larger lots, older homes with character

• Why It Works: Affordability plus potential equity gains

• Local Tip: Some properties here qualify for renovation loans
  
  

4. Laconia, NH

• What You Can Find: Small single-families and water-access condos

• Why It Works: Lakes region entry point with seasonal appeal

• Local Tip: Act fast on anything near Lake Opechee
  
  

5. Franklin, NH

• What You Can Find: Up-and-coming mill town opportunities

• Why It Works: Affordability with signs of revitalization

• Local Tip: Look for homes near the Winnipesaukee River Trail

What to Expect at This Price Point

• Size: Typically 2–3 bedrooms, under 1,400 square feet

• Condition: Many are move-in ready, some need updates

• Financing: FHA and VA loans are common; cash offers help

Inventory moves fast under $300K, especially when a home is clean, well-located, and priced right. Multiple offers are common, so prep work is key.

How to Compete in the Under $300K Market

Here’s how buyers are winning in today’s competitive market:

• Get pre-approved before you tour

• Work with a local expert who knows town-by-town pricing

• Consider condos if single-families are out of reach

• Use renovation loans to unlock value in a fixer

Want the Full List of Homes Under $300K in Southern NH?

We’ve compiled a current, agent-curated list of Southern NH homes for sale under $300,000 across Hillsborough, Rockingham, Belknap, and Merrimack counties. New listings are added daily.

👉 Get the updated list now

👉Schedule a Call With Us

👉 Explore loan programs for first-time buyers

At The Damon Home Team, we’re not just showing house, we’re helping you win in a competitive market. Let’s find your perfect home under $300K before it’s gone.